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Edit by LM 4/12/22Not Apprvd


Retiree Dental, Vision, & Audio Enrollment


Learn what changes are coming during the annual enrollment for Dental, Vision and Audio benefits for retirees.
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Effective in plan year 2020, AlaskaCare began offering two retiree dental plan options, the Legacy Dental Plan, and the Standard Dental Plan. If you are enrolled in either plan, you have an annual opportunity to select the plan that works best for you. You will only be able to make changes to your plan selection during an open enrollment period unless you have a qualifying status change.

If you have questions about your options, please contact the Member Service Center.

Need More Information?

The Benefit Comparison and Dental Benefit Enrollment Guide containing monthly premium information and coverage comparisons is available online. You can view the information here:

Documents

The annual Open Enrollment period is . As a State of Alaska retiree and AlaskaCare member, you know that maintaining your health is important, and keeps you able to enjoy life after employment. Be sure to review your current benefit elections and make changes to your plan selections for the upcoming benefit year. Some options do not carry over from year to year and will need to be selected again for the following year. Choose the best Dental-Vision-Audio (DVA) option that suits your needs.

Changing your coverage before Open Enrollment ends

You may change your mind about any benefit choices as long as you re-enroll in your final choices before the enrollment deadline. Reminder: each time you re-enroll, a new enrollment is processed. The previous enrollment will no longer exist. Make sure to re-select each of your elections and print your confirmation page for your records.

Qualifying Events

After open enrollment ends at 5 p.m. on the last day of the enrollment period you will not be able to make changes to your benefits. Make certain you have elected coverage that is the right fit for your health.

After open enrollment, you can only make changes in conjunction with a qualified status change or other applicable event. Examples can include a change in your legal marital status or the birth of a child. You must make changes and report most qualifying status changes or other applicable events within 30 calendar days from the event.

You can access the Online Benefits Enrollment portal to make open enrollment elections 24 hours a day, 7 days a week from at 5 p.m. Alaska Time.

During DVA Enrollment you should:

  • Learn: Learn about the open enrollment process

  • Verify: Verify your eligibility to participate in open enrollment

  • Compare: Compare your options for dental benefits in the DVA plans

  • Enroll: Enroll in the plan of your choice

Enrollment Instructions

  • The online enrollment form is completed in four easy steps. Click Get Started to begin!

    1. Step 1: Learn

      Open enrollment begins with important reminders about your plan options, eligibility information, and where to find answers if you have questions. After reviewing the information, click the Next button to move on.

    2. Step 2: Verify

      You will be prompted to enter information to verify that you are eligible to enroll. Enter the information and click on Check Eligibility:

      • If your eligibility was confirmed, you will see the message: Eligibility Verified! Confirm or update your contact information and click the Next button.
      • If your eligibility was not confirmed, you will see the message: Unable to Verify. If the system is unable to verify your identity, please contact the Member Service Center.
    3. Step 3: Compare

      Review the monthly premium rates, the benefit comparison table, and your plan booklet to decide which plan is best for you. After reviewing the information, click the Next button to move on.

    4. Step 4: Enroll

      Make your plan election, choose your coverage level, and click Enroll. Be sure to print your confirmation page for your records.

  • If you need to update your dependent information, complete the Retiree Health Dependent Change Form provided on this page and submit it to the Division of Retirement and Benefits.

  • If you click on the Exit to AlaskaCare website button, you will close the enrollment site. Congratulations! You have successfully completed your AlaskaCare DVA open enrollment!

Enrollment must be made online. If you experience technical difficulties while trying to enroll, contact the Member Service Center.

AlaskaCare retiree DVA plan members have a choice between the Standard Dental Plan and the Legacy Dental Plan for the benefit year. You can choose the plan that works best for you and your family.

Standard Plan

  • Features an additional dental network with deeper discounts that save you more money when you use a network dentist. This allows you to receive coverage for more services before you reach your annual benefit maximum.
  • Supports evidence-based coverage limitations, including those developed by the American Dental Association, such as frequency and age limitations for exams, cleanings, and periodontal maintenance.
  • Pays less if you visit an out-of-network dentist.
  • Has lower premiums.

Legacy Plan

  • Does not have pre-determined frequency or age limitations on most services.
  • Features a wide dental network that saves you money when you use a network dentist.
  • Pays out-of-network dentists at a higher rate.
  • Has higher premiums.

Plan Similarities

  • Both plans have the same annual benefit maximum: $2,000.
  • Both plans provide coverage for dental preventive, restorative, and prosthetic services.
  • Both plans have the same coinsurance levels:
    • Class I (Preventive): 100%
    • Class II (Restorative): 80%
    • Class III (Prosthetic): 50%
  • Both plans have the same annual deductible: $50 per individual (Class II and III Services).
  • Both plans are fully funded by member premiums.
  • Vision and audio benefits are the same.
Page Last Modified: 05/12/22 18:52:21

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DVA FAQs

What is the AlaskaCare Retiree Dental-Vision-Audio (DVA) Plan?

Upon retirement, AlaskaCare retiree beneficiaries may choose to participate in a voluntary Dental-Vision-Audio (DVA) plan to provide coverage for themselves and their eligible dependents. Unlike the medical and pharmacy plans, the DVA plan benefits are funded entirely by member-paid premiums.

Learn More
What is the DVA Open Enrollment?

The DVA open enrollment is the time period during which you can make changes to your dental benefits. If you have questions about this enrollment period please contact the Division at (800) 821-2251, or email to learn about your options. You will be able to change your dental plan each year during an open enrollment period for as long as the State offers two dental plans.

Learn More
Why are two dental plans being offered?

Offering two dental plans provides maximum benefit and choice to all members. Each DVA plan has different dental coverage provisions and different monthly premium rates. The vision and audio coverage does not vary between the two DVA plans.

Learn More
Where can I get more information about the two DVA plans?

You can find information about the two DVA plans online, including the following:

If you have questions about your options, please contact the Member Service Center or Delta Dental of Alaska at (855) 718-1768.

Learn More
What are some of the differences between the standard dental plan and the legacy dental plan?

Standard Dental Plan

  • Features an additional dental network, Delta Dental's PPO network, with deeper discounts that save you more money when you use a network dentist. This allows you to receive coverage for more services before you reach your annual benefit maximum. Standard plan members can also access lower rates from dentists who participate in Delta Dental’s broader Premier dental network.
  • Supports evidence-based coverage limitations, including those developed by the American Dental Association, such as frequency and age limitations for exams, cleanings, and periodontal maintenance.
  • Pays less if you visit an out-of-network dentist.
  • Has lower premiums.
Legacy Dental Plan
  • Does not have pre-determined frequency or age limitations on most services.
  • Features a wide dental network, Delta Dental's Premier dental network, that saves you money when you use a network dentist.
  • Pays out-of-network dentists at a higher rate.
  • Has higher premiums.

Some dental procedures fall into different service classes, depending on which plan you elect. If you would like to know how a specific service would be covered under each plan, call Delta Dental of Alaska at (855) 718-1768.

Please consult the 2022 Dental Benefit Comparison for more details about the differences between the plans. The Defined Benefit Retiree Insurance Information Booklet will contain the complete benefit provisions for both the standard and legacy dental plans.

Learn More
What are some of the similarities between the standard dental plan and the legacy dental plan?

  • Both plans have the same annual benefit maximum: $2,000.
  • Both plans provide coverage for dental preventive, restorative, and prosthetic services.
  • Both plans have the same coinsurance levels:
    • Class I (Preventive): 100%
    • Class II (Restorative): 80%
    • Class III (Prosthetic): 50%
  • Both plans have the same annual deductible: $50 per individual (Class II and III Services).
  • Both plans are fully funded by member premiums.
  • Vision and audio benefits are the same.

Please consult the 2022 Dental Benefit Comparison for more details about the differences between the plans. The Defined Benefit Retiree Insurance Information Booklet will contain the complete benefit provisions for both the standard and legacy dental plans.

Learn More
Where can I find a copy of the plan booklet?

The plan booklets are available on the AlaskaCare webpage.

You can also call the Division's Member Service Center to request a paper copy.

Learn More
Can I see any dentist?

Yes, both the standard plan and the legacy plan let you see any licensed dentist you want. Both plans give you access to a wide network of dental providers that will save you money. If you choose the legacy plan and see an out-of-network provider, the plan will cover a greater portion of the charges so you may pay less for out-of-network services. If you choose the standard plan, you have access to an additional network of providers that offer deeper discounts, saving you more money, but you may pay more if you use out-of-network dentists.

Remember, if you use an out-of-network dentist, you may receive additional bills for charges that the plan will not cover.

Find a Provider
How do I tell the Division of Retirement and Benefits which plan I would like to participate in?

Each year the Division will host an open enrollment period that allows members to change their DVA plan elections for the upcoming plan year. You will find the enrollment link at AlaskaCare.gov/DVA. If you have questions about the enrollment period please contact the Member Service Center at (800) 821-2251, or email . While the Division offers multiple plans, you will have an annual opportunity to select the plan that works best for you. You will only be able to make changes to your plan selection during an open enrollment period unless you have a qualifying status change. You can cancel your DVA election at any time by contacting the Division.

Learn More
If I change my DVA plan, when will I receive updated ID cards?

If you updated your plan due to a qualifying status change, you can expect new cards in the mail within 10 to 14 days from when you submitted the change.

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Will my DVA coverage change because of the 2022 Supreme Court decision?

You may have heard about a lawsuit related to the AlaskaCare Dental-Vision-Audio (DVA) plan. In 2014, in an effort to protect you from rising premiums and to preserve the value of your benefits, the Division updated the dental portion of the DVA plan to align with best dental practices and reduce the cost of services through an expanded dental network. This sought to preserve the plan’s value while maintaining members’ access to care and averting premium increases.

In January 2016, a lawsuit was filed contesting the Division’s efforts. In April 2019, the Alaska Superior Court ruled in favor of the plaintiff. This decision resulted in two DVA plans being offered, the Standard DVA plan and the Legacy DVA plan. This decision was appealed to the Alaska Supreme Court.

On January 21, 2022, the Alaska Supreme Court vacated the Superior Court’s judgement. The Division is evaluating the decision. There will be no immediate changes to the AlaskaCare Retiree Dental-Vision-Audio benefits.

Learn More
Can I decrease my DVA coverage?

Yes, you may decrease your DVA level of coverage at any time. To decrease your coverage, submit a written request to the Division stating the level of coverage you would like.

Learn More
Can I have more than one DVA Plan?

Yes. If you have a second retirement (you retire from TRS and then from PERS, for example), you may elect coverage under both plans. Or if you are covered by your spouse’s plan, you may elect to have a second plan for yourself or yourself and your eligible dependents. The benefit to having two DVA plans is they coordinate to pay 100% of covered expenses. For example, a filling is covered at 80% under one plan and the second plan pays the remaining 20%. In addition, any annual dollar limits are doubled. For example, the dental plan has a $2,000 maximum and each plan pays up to $2,000, for a total of $4,000, for covered expenses. Service limits, one eye examination per year for example, are not doubled.

If none of these rules apply, the plan that has covered you longer is the primary plan.

If you have two health plans, any dollar limits are doubled. For example, the dental annual maximum pays up to $2,000 of covered expenses under one plan and another $2,000 under the second plan for a total of $4,000 of covered expenses. Any services that are limited to a maximum number of services in a year are not doubled. For example, if you have two plans that each cover a single vision exam each year, the plans coordinate to cover up to 100% of a single vision exam; they do not pay for two vision exams in a year.

For further information and details on coordination of benefits, please see the Retiree Health Plan Information booklet. It is your responsibility to report the existence of benefits payable under any plan, and to file for those benefits.

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My spouse and I each have DVA coverage and cover each other as dependents. Will our plans continue to coordinate coverage?

Yes. Regardless of which plan each of you selects, your coverage will continue to coordinate.

Learn More
I am enrolled in the DVA plan with coverage for myself and my dependent spouse. Can I choose the legacy plan, and can my spouse choose the standard plan?

No. A retiree may only select one plan for themselves and any covered dependents. However, if you and your spouse each have a separate AlaskaCare DVA policy, you may select different plans and cover each other as dependents.

Learn More
What benefits are included in the two dental plans?

The plans have different dental coverage provisions and different monthly premium rates. The Retiree Dental Benefit Comparison may help you compare the plans and decide which is a better fit for you and your family. The AlaskaCare Retiree Insurance Information Booklets will contain the complete benefit provisions for both the standard and legacy dental plans.

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Are my vision and/or audio benefits impacted?

No. The vision and audio benefits are not affected by which dental plan you choose.

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Why are monthly premiums different for the two plans?

The standard and legacy plan monthly premiums are set to reflect the overall value of each plan across all enrolled members. The value of each plan varies based on differences in benefit design, network access, and how much the plan pays out-of-network providers. The rates are not impacted by how many people elect one plan or the other.

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How do I find an in-network dental provider?

To find a network dental provider, call Delta Dental of Alaska at (855) 718-1768 or use the Find a Dentist search tool. When you need dental care, selecting a provider that is in-network can save both you and the plan money.

Find a Provider
What is the difference between Delta Dental’s Premier dental network and the PPO dental network?

Visiting a dental provider who participates in Delta Dental’s network is one of the best ways to get the most value out of your dental coverage. Network dentists have agreed to provide you services at a discounted rate and will file all claim forms for you.

The Premier network is a broad network of providers who offer savings to members. Both AlaskaCare standard and legacy dental plan members have access to the Premier network and associated discounts.

The PPO network is a narrower network of providers who offer deeper discounts and savings to members. In addition to the Premier network, AlaskaCare standard plan members have access to the PPO network and associated discounts. The PPO network is like a “network within a network” that helps you receive the best prices for the dental care you need.

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If I do not make an election during open enrollment, which plan will I have?

If you do not make a plan selection, you will remain in the plan you are currently enrolled in.

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Who is eligible to participate in the DVA open enrollment?

Only members who currently have DVA coverage are eligible to participate in open enrollment.

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Can I switch between the DVA plans?

Yes, you will have an opportunity to change your dental plan selection during the open enrollment period. Outside of the open enrollment period, you will not be able to make changes to your elections unless you have a qualifying status change.

If you miss the open enrollment window and have questions about your next opportunity to make a DVA plan selection, please contact the Division of Retirement and Benefits.

Learn More
Can I change DVA plans throughout the year?

You will not be able to make changes to your plan outside the open enrollment period unless you have a qualifying status change. You can change DVA plans during any qualified status change, such as marriage, birth or adoption of a child, or divorce.

If you missed open enrollment and have questions about your next opportunity to make a DVA plan selection, please contact the Division of Retirement and Benefits.

Learn More
Retiree FAQs